More Unsavories in the Discount Market

I talked to a client yesterday and was floored at the tactics some companies are using.  First, according to her, she talked to someone from www.surehealthplans.com and the salesperson (notice I didn't say agent, because you don't need a license to sell these) was trying to convince her that it was a health insurance plan.  So, there's another discount plan to avoid.

Again, according to her she was talking to a couple different people from www.hbdc.com a.k.a. www.healthbenefitsdirect.com and they told her that without her Social Security number and banking info they'd be unable to give her a quote.  To get a quote you need little more than a zip code and a date of birth. Height, weight, and health status help the quote become a little more accurate, but under no circumstances should you give out that type of financial information until you are ready to apply for a plan.  When you buy a plan you must give that information and that's why they ask because many places will sell you the discount plan without your knowledge hoping you never notice them taking money from your bank each month.  I know this because I get calls daily wondering why someone is taking money from their account.  Again, they can get away with it because when you don't have a license, you don't have a license to lose.  Be a smart consumer and deal with us so you don't have to worry about that.  InsurancePickle.com keeps THEM from getting YOU into a pickle!