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College Tuition Benefit® – A Smarter Employee Benefit

College Tuition Benefit® is a unique employee benefit that helps families pay for college with guaranteed scholarships to over 300 private colleges and universities nationwide. Offered through the SAGE Scholars Tuition Rewards® Consortium, this program gives employers a powerful, no-cost way to enhance their benefits package—and help employees support their children, grandchildren, nieces, and nephews in their college journey.

This program is especially impactful because:

  • It costs nothing to the employer or the employee when offered alongside a voluntary benefits package.
  • Over 250,000 families are currently earning tuition rewards.
  • More than 30% of U.S. private, four-year colleges participate.
  • Nearly 60% of these colleges are ranked among America’s Best Colleges by U.S. News & World Report.

Why Offer College Tuition Benefit®?

Employers: Imagine being able to say, “While you’re saving for retirement, our company helps put your kids through college.” This simple message can improve recruiting, boost retention, and elevate your reputation as an employer.

Employees: Would you prefer to work for a company that provides a college scholarship for your children or grandchildren—at no cost to you?

How It Works

  • Each employee is automatically enrolled with 500 Tuition Reward Points (married employees receive 1,000 points).
  • Each year, the scholarship grows by 5% of the employee’s company savings program.
  • Points can be used at any participating college and are typically spread over four years.
  • Even if you already offer voluntary benefits, we can help integrate CTB into your program seamlessly.
  • Other design options are available for employers who don’t want to link it to retirement plans.

Scholarship Accumulation Example

Here’s a sample projection for an employee with $50,000 in a company savings and a 12-year-old child:

|| Age of Child |

| Savings Balance |

| 5% Tuition Reward |

| SAGE Points Balance

Initial Bonus for Registering500
12$50,0002,5003,000
13$55,5002,7755,775
14$61,3853,0698,844
15$67,6823,38412,228
16$74,4203,72115,949
17$81,6294,08120,030

(Savings balances are hypothetical and not related to any particular HSA, HRA, etc..)

Real Tuition Savings

This example shows how an employee could accumulate over $20,000 in guaranteed tuition reduction—all without changing their savings strategy. Tuition Rewards are honored by participating SAGE colleges, and in some cases, even matched by non-participating institutions.

Boost your benefits without raising your budget. Let us help you add College Tuition Benefit® to your existing voluntary benefits. It’s a zero-cost way to make a long-term impact on your employees’ families—and your company culture.

To learn more or to enroll your group, get in touch with us today.